The Life Insurance Corporation of India (LIC) Assistant Administrative Officer (AAO) exam is a highly competitive recruitment process for one of the most prestigious roles in India’s insurance sector. Understanding the previous year cut off marks is crucial for aspirants to gauge the exam’s difficulty level, set realistic preparation goals, and strategize effectively. This article provides detailed insights into the LIC AAO cut off trends for 2023, 2021, 2019, and 2016, along with preparation tips, an SEO-optimized structure, and a FAQ section to address common queries.
Introduction to LIC AAO Cut Off
The LIC AAO exam is conducted in three stages: Prelims, Mains, and Interview, with cut off marks released for each phase. These cut offs represent the minimum qualifying scores candidates must achieve to advance to the next stage or secure final selection. The cut offs vary by category (General, OBC, SC, ST, EWS, PwBD) and section (Reasoning, Quantitative Aptitude, English, etc.), reflecting factors like exam difficulty, number of vacancies, and candidate performance.
Knowing the previous year cut offs helps aspirants understand the competition and set a target score. Below, we dive into the detailed cut off marks for recent years, sourced from reliable platforms, to provide a clear picture of the trends.
LIC AAO Previous Year Cut Off Marks
LIC AAO Cut Off 2023
The LIC AAO 2023 exam cut offs were released for Prelims, Mains, and the final selection (Mains + Interview). The Prelims exam was scored out of 70 marks, while Mains was out of 325 marks. The final cut off included Mains and Interview scores.
LIC AAO Prelims Cut Off 2023 (Section-Wise)
| Section | SC, ST, PwBD | OBC, EWS, UR |
|---|---|---|
| Reasoning Ability | 16 | 18 |
| Quantitative Aptitude | 16 | 18 |
| English Language (Qualifying) | 9 | 10 |
LIC AAO Prelims Cut Off 2023 (Category-Wise)
| Category | Cut Off Marks |
|---|---|
| SC | 48 |
| ST | 45 |
| OBC | 52 |
| EWS | 52 |
| UR | 55 |
| LD | 44 |
| VI | 46 |
| HI | 32 |
| ID/MD | 32 |
LIC AAO Mains Cut Off 2023 (Section-Wise)
| Section | SC, ST, PwBD | OBC, EWS, UR |
|---|---|---|
| Reasoning Ability | 40 | 45 |
| General Knowledge & Current Affairs | 27 | 30 |
| Data Analysis & Interpretation (Generalist) / Professional Knowledge (Others) | 40 | 45 |
| Insurance & Financial Market Awareness | 27 | 30 |
| English Language (Letter Writing & Essay) | 9 | 10 |
LIC AAO Mains Cut Off 2023 (Category-Wise)
| Category | Cut Off Marks |
|---|---|
| SC | 164 |
| ST | 164 |
| OBC | 164 |
| EWS | 198 |
| UR | 223 |
| LD | 156 |
| VI | 187 |
| HI | 172 |
| ID/MD | 221 |
LIC AAO Final Cut Off 2023 (Mains + Interview)
| Category | Cut Off Marks |
|---|---|
| SC | 244 |
| ST | 205 |
| OBC | 266 |
| EWS | 272 |
| UR | 281 |
| LD | 231 |
| VI | 264 |
| HI | 205 |
| ID/MD | 257 |
LIC AAO Interview Cut Off 2023
| Category | Cut Off Marks |
|---|---|
| Unreserved, EWS, OBC, PwBD | 30 |
| SC/ST | 27 |
Key Observations:
- The Prelims cut off for UR was 55/70, indicating a moderately competitive exam.
- Mains cut offs were significantly higher, with UR requiring 223/325.
- The final cut off for UR (281) reflects the combined weight of Mains and Interview performance.
- The English Language section is qualifying in nature, so candidates only need to meet the minimum cut off for it.
LIC AAO Cut Off 2021
In 2021, the LIC AAO exam followed a similar structure with Prelims, Mains, and Interview stages. Below are the cut off details.
LIC AAO Prelims Cut Off 2021 (Section-Wise)
| Section | SC/ST | Others (OBC, EWS, UR) |
|---|---|---|
| Reasoning Ability | 16 | 18 |
| Quantitative Aptitude | 16 | 18 |
| English Language (Qualifying) | 9 | 10 |
LIC AAO Mains Cut Off 2021 (Section-Wise)
| Section | SC/ST | Others (OBC, EWS, UR) |
|---|---|---|
| Reasoning Ability | 40 | 45 |
| General Knowledge & Current Affairs | 27 | 30 |
| Data Analysis & Interpretation (Generalist) / Professional Knowledge (Others) | 40 | 45 |
| Insurance & Financial Market Awareness | 27 | 30 |
| English Language (Letter Writing & Essay) | 9 | 10 |
LIC AAO Interview Cut Off 2021
| Category | Cut Off Marks |
|---|---|
| Unreserved, EWS, OBC, PwBD | 30 |
| SC/ST | 27 |
Key Observations:
- The cut offs for 2021 were consistent with 2023 in terms of sectional requirements.
- The Interview cut off remained unchanged from 2023, with 30 marks for UR/EWS/OBC/PwBD and 27 for SC/ST.
LIC AAO Cut Off 2019
The 2019 exam also had three stages, with cut offs reflecting a competitive selection process.
LIC AAO Prelims Cut Off 2019 (Section-Wise)
| Category | Reasoning Ability | Quantitative Aptitude | English Language | Overall Cut Off |
|---|---|---|---|---|
| General | 18 | 18 | 10 | 58 |
| SC | 16 | 16 | 9 | 50 |
| ST | 16 | 16 | 9 | 44 |
| OBC | 18 | 18 | 10 | 54 |
| EWS | 18 | 18 | 10 | 53 |
| LD | 16 | 16 | 9 | 53 |
| VI | 16 | 16 | 9 | 53 |
| HI | 16 | 16 | 9 | 32 |
| ID/MD | 16 | 16 | 9 | 32 |
LIC AAO Mains Cut Off 2019 (Section-Wise)
| Category | Reasoning Ability | General Knowledge, Current Affairs | Professional Knowledge | Insurance & Financial Market Awareness | English Language | Overall Cut Off |
|---|---|---|---|---|---|---|
| General | 45 | 30 | 45 | 30 | 10 | 203 |
| SC | 40 | 27 | 40 | 27 | 9 | 153 |
| ST | 40 | 27 | 40 | 27 | 9 | 156 |
| OBC | 45 | 30 | 45 | 30 | 10 | 164 |
| EWS | 45 | 30 | 45 | 30 | 10 | 166 |
| LD | 40 | 27 | 40 | 27 | 9 | 172 |
| VI | 40 | 27 | 40 | 27 | 9 | 180 |
| HI | 40 | 27 | 40 | 27 | 9 | 167 |
| ID/MD | 40 | 27 | 40 | 27 | 9 | 185 |
LIC AAO Final Cut Off 2019 (Mains + Interview)
| Category | Interview Cut Off | Final Cut Off (Mains + Interview) |
|---|---|---|
| General | 30 | 258 |
| SC | 27 | 219 |
| ST | 27 | 190 |
| OBC | 30 | 246 |
| EWS | 30 | 248 |
| LD | – | 203 |
| VI | – | 233 |
| HI | – | 218 |
| ID/MD | – | 237 |
Key Observations:
- The Prelims overall cut off for UR was higher (58/70) compared to 2023 (55/70).
- Mains cut offs were lower in 2019 (203 for UR) compared to 2023 (223 for UR), indicating a potentially less competitive Mains exam.
- Final cut offs were significantly higher, reflecting the importance of Interview performance.
LIC AAO Cut Off 2016
In 2016, the LIC AAO exam consisted of a single online test followed by an Interview, unlike the three-stage process in later years.
LIC AAO Cut Off 2016 (Section-Wise)
| Section | Gen | OBC | SC | ST | OH | VI |
|---|---|---|---|---|---|---|
| Reasoning Ability | 31.25 | 19.25 | 19.25 | 19.25 | 19.25 | 19.25 |
| General Knowledge & Current Affairs | 10.25 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
| Computer Knowledge | 36.25 | 30.00 | 30.00 | 30.00 | 30.00 | 30.00 |
| Quantitative Aptitude | 33.00 | 21.75 | 21.75 | 21.75 | 21.75 | 21.75 |
| English Language (Qualifying) | 9.50 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
LIC AAO Cut Off 2016 (Overall and Final)
| Category | Total Weighted Score | Interview Qualifying Marks | Final Cut Off (Online Test + Interview) |
|---|---|---|---|
| General | 255.75 | 30 | 306.00 |
| OBC | 250.50 | 30 | 290.75 |
| SC | 233.00 | 27 | 276.00 |
| ST | 203.50 | 27 | 246.00 |
| OH | 226.75 | – | 274.75 |
| VI | 211.75 | – | 255.25 |
Key Observations:
- The 2016 exam had a different structure, with a single online test covering five sections.
- The total weighted score was higher (255.75 for UR) compared to later Prelims cut offs, reflecting a more comprehensive test.
- Final cut offs were notably high, with UR requiring 306 marks, emphasizing the Interview’s weight.
Factors Affecting LIC AAO Cut Off
The LIC AAO cut off varies each year due to several factors:
- Number of Vacancies: Fewer vacancies lead to higher cut offs due to increased competition.
- Exam Difficulty: Tougher papers result in lower cut offs, while easier papers push cut offs higher.
- Number of Applicants: A higher number of candidates increases competition, potentially raising cut offs.
- Candidate Performance: Overall performance across categories influences the cut off.
- Previous Year Trends: Historical cut offs provide a baseline for setting current year cut offs.
How to Use Previous Year Cut Offs for Preparation
- Set Target Scores: Aim to score 10-15 marks above the previous year’s cut off for your category to ensure safety.
- Focus on Weak Sections: Identify sections where you score below the sectional cut off and prioritize practice.
- Mock Tests: Take regular mock tests to simulate exam conditions and track your progress against past cut offs.
- Time Management: Practice solving questions within the allotted time to clear sectional cut offs.
- Stay Updated: Monitor official LIC notifications for any changes in exam pattern or cut off trends.
Preparation Tips for LIC AAO 2025
- Understand the Syllabus: Familiarize yourself with the LIC AAO syllabus for Prelims (Reasoning, Quantitative Aptitude, English) and Mains (Reasoning, General Knowledge, Data Analysis, Insurance Awareness, English).
- Study Resources:
- Books: Use standard books like RS Aggarwal for Quantitative Aptitude, MK Pandey for Reasoning, and Lucent’s General Knowledge.
- Online Platforms: Enroll in online courses or mock test series from platforms like Adda247, Oliveboard, or Testbook.
- Current Affairs: Read newspapers (The Hindu, Indian Express) and follow monthly current affairs magazines for General Knowledge.
- Practice Previous Papers: Solve LIC AAO previous year question papers to understand the question pattern and difficulty.
- Time-Bound Practice: Allocate specific time slots for each section to improve speed and accuracy.
- Interview Preparation: Practice communication skills and stay updated on insurance and financial market trends for the Interview stage.
How to Check LIC AAO Cut Off 2025
- Visit the official LIC website: licindia.in.
- Navigate to the Careers section at the bottom of the homepage.
- Click on the LIC AAO Exam link.
- Find the Cut Off Marks link for 2025.
- Log in using your Registration Number and Password or Roll Number and Date of Birth.
- View the sectional and overall cut off marks along with your scores.
FAQs on LIC AAO Cut Off
Q1: When will the LIC AAO Cut Off 2025 be released?
The LIC AAO Cut Off 2025 will be released after each exam phase (Prelims, Mains, Interview) along with the results. Candidates can check the official LIC website for updates.
Q2: Is there a sectional cut off in the LIC AAO exam?
Yes, the LIC AAO exam has both sectional and overall cut offs for Prelims and Mains. Candidates must clear both to qualify for the next stage.
Q3: Does clearing the LIC AAO cut off guarantee selection?
No, clearing the cut off is not enough. Candidates must score high enough to be within the merit list, as only a limited number (e.g., 20 times the vacancies for Mains) are shortlisted.
Q4: How are the LIC AAO cut off marks determined?
Cut offs are based on factors like the number of vacancies, exam difficulty, number of applicants, and candidate performance.
Q5: Is the English Language section counted in the LIC AAO Prelims score?
No, the English Language section is qualifying in nature. Candidates only need to meet the minimum cut off, and its marks are not added to the total score.
Q6: Where can I find previous year LIC AAO cut off marks?
Previous year cut offs are available on the official LIC website or reliable educational platforms like Adda247, Oliveboard, and BankersAdda.
Q7: How can I prepare to clear the LIC AAO cut off?
Focus on regular mock tests, time management, and strengthening weak sections. Aim to score above the previous year’s cut off for your category. Refer to standard study materials and stay updated on current affairs.
The LIC AAO cut off marks are a critical benchmark for aspirants preparing for the 2025 exam. By analyzing previous year cut offs (2023, 2021, 2019, 2016), candidates can set realistic goals and tailor their preparation to meet the required standards. Focus on consistent practice, time management, and staying updated with current affairs to clear both sectional and overall cut offs. Use the official LIC website and trusted platforms for the latest updates on cut offs and exam notifications.
Start your preparation early, aim high, and stay focused to secure your place as an LIC AAO!